US Banking Rates

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Best 7 year CD rates paying around 4% APY

Posted on November 24th, 2009

The highest yielding 7 year CD rates have taken a pretty big hit over the last few months just like CD rates with shorter terms. Today, the top rates for deposits with 7 year maturities sits at 4.0% APY depending on how much you can invest.

Pentagon Federal Credit Union out of Alexandria, Virginia tops our list for seven year deposits, providing a 4.0% APY. PFCU has branches throughout Virginia, New York, New Jersey, and the DC area. They also have locations in the west – serving Colorado, Hawaii, and Texas. You must make a minimum deposit of at least $1,000 to open a deposit account with PFCU. 

For 7 year CD’s which are available to customers nationwide, USAA bank currently tops our list for highest yields. Their 7 year CD, with a deposit amount of $1,000 to $94,999, yields 3.85% APY, however if you can manage to qualify for their “super jumbo CD” (minimum deposit of $175,000) you can earn 4.16% APY. 

Some other noteworthy long-term CD rates come from Navy Federal Credit Union and America First Credit Union. They offer 7 year CD’s and 5 year CD’s, respectively, with yields of 3.85% APY and 3.10% APY.

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