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Citigroup to Be Revalued On Friday

Posted on December 17th, 2009

What an interesting time it is to be writing about banks. The latest:

Citigroup, the stock, will be officially revalued at the close of the stock market on Friday for the purposes of the S&P Index.

Longtime bank analyst Dick Bove sees this as further indication that certain major banks will become, in short order, more akin to public utility companies than the brave traders they once saw themselves as.

The stock market operators have essentially given up on Citigroup’s ability to regain significant and abiding profitability. Bove sees in this development yet another sign that a “shadow banking system” is emerging.

Bove argues that as the big banks are restricted by the government from using deposits obtained through CDs, savings accounts, and money market accounts to fund bank trading operations, the real action for traders will still continue–but under different, separate companies.

Citigroup and Bank of America, for example, could still maintain some interests in the trading houses, but there would be harsher or looser controls on what relationship could exist legally.

For conservative depositors who want to know that the money they place in CDs, savings accounts, and money market accounts is safer than any other investment, the rise of the shadow banking system can be considered a positive.

If you want to work with a bank that isn’t doing that stuff (that much), you should be able to find one, if the government has any say in it.

Meanwhile, here is a video that attacks Dick Bove’s track record.

Source: Citigroup to Be Revalued On Friday

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