Kansas CD Rates
Posted on October 20th, 2010
Many people in Kansas are looking for the best Kansas CD rates they can find to help them save more money in these current tough times. There are many local Kansas banks that can help your money grow with rates that are equal to, and in some cases better than, some of the biggest banks in and around the country.
The best 1 year CD and 2 year CD can be found with Farmers State Bank from Wathena, Kansas. Their CDs require $500 minimum deposit to earn APY. Their 12 Month CD has an APY of 1.86%. Their 24 Month CD has an APY 2.11%. These rates are posted August 4, 2010.
Quest Credit Union from Topeka, Kansas has the most competitive rate for the 3 year CD. Their CDs require $500 minimum deposit to obtain their APY. Their 36 Month CD has an APY of 2.35%. This rate was posted October 22, 2010. If you happen to have $50,000 that you will not be needing for 3 years, the Kansas Blue Cross-Blue Shield Credit Union’s 36 Month CD has an APY of 2.50%. This rate was posted July 23, 2010.
For the 4 year CD, Kansas Blue Cross-Blue Shield Credit Union has the best rates, which comes in two tiers. If your minimum deposit is $2500, their 48 Month CD has an APY of 2.65%. If your minimum deposit is $50,000, their 48 Month CD has an APY of 2.90%.
The most competitive rate for the 5 year CD can be found with Citizens Community Bank (formerly Citizens National Bank, from Kansas. Their CDs require $1000 minimum deposit to earn APY. Their 60 Month CD has an APY of 3.05%. This rate was posted October 6, 2010.
If you wish to earn a higher APY for a 5 year CD, Kansas Blue Cross-Blue Shield Credit Union’s 60 Month CD earns an APY of 3.15%, for a $50,000 minimum deposit. This rate was also posted July 23, 2010.
The above CD rates are all still current and effective October 22, 2010, but may change without notice. Presently, the Kansas CD rates seem to be more competitive than those of the national chains.
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