Top CD Rates with NASA Federal Credit Union now at 3.50% APY for 55-month deal, 2.25% APY for 18-month term
Posted on September 19th, 2009
NASA Federal Credit Union is pushing for their September certificate of deposit specials which has top cd rates of 3.50% APY for their 55-month deal. There are also CD specials that give their best cd rates for an 18-month term at 2.25% APY while 9-month CD gains 1.65% APY.
The highest cd rates can be enjoyed by consumers with an initial deposit of $5,000. These certificates of deposit are also available as ESA and IRA.
The September interest rates are a bit lower than the August and July special when the union was offering a 50-month CD as high as 4.00% APY.
Some members of the union reported that the cd rates do not change during the CD’s term unless NASA FCU will advise you a month before the decrease.
The union imposes a penalty of 180 days of earnings for an early withdrawal. They also give a 10-day grace period to the account holder upon the maturity of the certificate of deposit.
You can apply for membership to the credit union through some employee groups through several associations covered by their field of membership. The union requires a balance of $5 to a savings account for membership.
According to some account holders NASA FCU did a hard credit pull which may ding your credit score. They do these via Equifax.
The ratings of soundness and safety of the credit union is very good. BauerFinancial issued 5 stars while Bankrate.com gave 3 stars. These were based on their March 2009 data.
The union is covered by the NCUA through charter number 6328.
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Tags: Apy, Credit Union, Federal Credit, Federal Credit Union
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