Using Government Grants For Debt Relief
Posted on January 19th, 2012
When looking to pay off credit card debt, one of the most overlooked options many people have are government grants. Many people do not look into these grants because they simply do not know about them. However, the government sets aside billions each year just for this purpose, to give them away. If you are one of the millions of people who are suffering from credit card debt, you definitely want to consider applying for a grant from the government.
Government grants are available, the key is finding them. If you are looking for debt relief, you should understand that there are ways to get out of this debt and it is up to you to seek the help you need and deserve. We all get into trouble now and then with our financial situation, however, if the help is available, why not take advantage of it.
Why do these grants make more sense when it comes to credit card debt elimination?
Tags: Debt, Government Grants
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How The FDCPA Protects Consumers From Inaccurate Debt Collection
Posted on April 4th, 2011
The Indiana Consumer Lawyer Blog has posted an article that discusses what you can use to protect yourself if a debt collector is trying to collect a debt (or an incorrect amount) that you don’t owe.
The Fair Debt Collection Practices Act is a wonderful asset that was designed to protect consumers from abusive and/or inaccurate debt collection. Debt collectors usually try to force you to pay a debt by putting it on your credit report, which makes it look like the debt is legitimately yours. They can also call you, send you things in the mail, and even file a lawsuit against you. Some debt collectors even resort to harassment to try to scare you into paying. The FDCPA makes it illegal for debt collectors to try and force you to pay off a debt that isn’t yours.
When a debt collector violates the FDCPA they have broken the law and can be sued and taken to Federal court.
Tags: Debt, Debt Collection
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Video – When Multiple Debt Buyers Claim To Own The Same Debt!
Posted on May 14th, 2010
We’ve already discussed that debt buyers can legally buy your old debt but this doesn’t mean it can prove it owns your debt. One huge problem is that more than one debt buyer can claim to own your debt. Folks, that’s impossible!
Only one company can own the debt. If two claim to own it then one is lying or both are lying.
Tags: Debt, Debt Buyers
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