US Banking Rates

Lates banking news and CD rates

3.01% APY Best reward checking account with Old West Federal Credit Union

Posted on April 9th, 2012

Old West Federal Credit Union provides an attractive interest rate for their reward checking account called Grow Green Checking. The credit union lets you earn an interest rate of 3.01% APY if you have a balance of up to $25,000, and portion of your deposit above $25,000 will earn an interest rate of 1.01% APY when all qualifications are met.

You can receive the Grow Green rate and ATM fee refunds by simply meeting the 3 easy requirements each qualifying cycle. These are the following requirements:

  • make at least 12 purchases using your debit card at the point of sale
  • make at least 1 bill payment, ACH transaction, or direct deposit post and clear
  • receive and review your free paperless electronic bank statement monthly

If you fail to meet the the checking account requirements during the qualifying cycle, you will earn a lower interest rate which is 0.05% APY and you will no longer be qualified in refunding your ATM fees.

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Tags: Credit Union, Federal Credit, Federal Credit Union, Union
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$77 Bonus on checking account with Mid Florida Community Credit Union

Posted on March 15th, 2012

Mid Florida Community Credit Union has an ongoing promotion with their checking account. You can earn a bonus of $77 when you open a checking account. You have a wide variety of checking accounts to choose depending on your needs except for their Freedom Banking. You also need to meet the following requirements to earn this checking account bonus:

  • set up a direct deposit with a minimum of $500 per statement cycle, this must be posted within 30 days from account opening except for RT4T account
  • for RT4T account holders, you must make 5 transactions like deposit or withdrawal within 30 days from account opening.

The $77 bonus will be deposited on your account once you meet the requirements. Please note that this checking account bonus is offered for a limited time frame.

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Tags: Community Credit, Community Credit Union, Credit Union, Union
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3.00% APY Best reward checking account with Collins Community Credit Union

Posted on February 13th, 2012

Collins Community Credit Union is offering an attractive interest rate for their reward checking account called Advantage Checking. This money in the bank deal is tiered and has the following current checking account rate:

  • 3.00% APY for balances up to $25,000
  • 1.00% APY for balances of $25,000.01 to $50,000
  • 0.50% APY for balances of $50,000.01 and above
  • 0.10% APY base interest rate

You can start earning this best interest rate when you meet the credit union’s checking account requirements. Here are the following list of the monthly requirements:

  • subscribe and receive e-statements
  • sign up and access online banking with bill pay every month
  • setup at least one direct deposit into your checking account
  • make at least 15 purchases using your debit card

If you did not meet the requirements during the qualifying cycle, you will earn their base interest rate on the entire balance of your checking account. Y

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Tags: Community Credit, Community Credit Union, Credit Union, Union
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3.00% APY Best reward checking account with Delaware Federal Credit Union

Posted on January 18th, 2012

Delaware Federal Credit Union continues to provide competitive interest rate with their reward checking account called Better Life Checking account. You can earn an interest rate of 3.00% APY for balances of up to $25,000 and 0.35% APY for the portion of the balance above $25,000. You also get to refund up to $25 worth of your ATM fees when all qualifications are met. The following are the list of checking account monthly requirements that you need to meet:

  • you must make at least 10 purchases using your debit card
  • sign up and receive your electronic bank statement

If you do not meet the bank’s prerequisites, you do not have to worry since you will still earn their base interest rate of 0.05% APY. T

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Tags: Credit Union, Federal Credit, Federal Credit Union, Union
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$150 Bonus on checking account with Riverset Credit Union (ends on 15 November)

Posted on November 10th, 2011

Riverset Credit Union has an ongoing promotion with their checking account. This money in the bank deal lets you earn up to $150 bonus when you meet the credit union’s requirements. This checking account promo is scheduled to end on November 15, 2011. The following are the list of requirements that needs to be met to earn the checking account bonus:

  • open a checking account and set up a payroll deduction or direct deposit and you will receive $50 in cash plus 5,000 reward bonus points which is equivalent to $50 value
  • subscribe to electronic bank statement and make online bill pay and you will receive another 5,000 reward bonus points which is equivalent to $50 value

You can choose to open a Free Checking account which has no minimum balance and has free online banking with bill pay. You can also choose their Interest Checking account which will require you to deposit and maintain a minimum of $1,500. O

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Tags: Credit Union, Riverset Credit, Riverset Credit Union, Union
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High-Interest Savings Account Rates Deal of the Day: Cincinnati Employees Credit Union at 1.01% APY

Posted on December 7th, 2010

Cincinnati Employees Credit Union is set on helping their members achieve financial success, especially by offering the most competitive interest rates. The high-interest savings account rate this credit union is offering is currently at an outstanding 1.01% APY.

If you’d like to take advantage of this great savings interest rate, you’ll have to become a member first. Additionally, in order to be eligible for this savings account rate, a minimum $5,000 deposit is necessary. Please contact the credit union directly for more information.

Cincinnati Employees Credit Union offers a variety of both share and loan options for their members. It’s important to find quality financial products like high interest savings accounts, especially during the holiday season, which is way Cincinnati Employees Credit Union offers such a wide array of options to members.

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Tags: Credit Union, Employees Credit, Employees Credit Union, Union
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Making the Switch to a Credit Union

Posted on June 12th, 2010

Most people would experience advantages if they switched from a traditional bank to a credit union. Here’s what you need to know before you try to make the switch:

Are You Eligible for a Credit Union?

 

In recent years, credit union membership has become available to more people but not everyone will be eligible for credit unions. There are credit unions available to employees of a particular business; credit unions for people who live, work or worship in a certain geographic area, and credit unions available to people working in certain industries. Check the credit unions in your neighborhood first to see if you meet eligibility requirements, and if not – look for national credit unions available online if you don’t mind online banking.

Other ways to become eligible for a credit union membership is to become a member of an organization or group in which membership makes you eligible for the credit union.

Credit Unions are Nonprofit

 

One of the reasons most people will benefit from switching to a credit union from a bank is because credit unions are nonprofit organizations. This me

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Tags: Credit Union, Union
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