US Banking Rates

Lates banking news and CD rates

Major Indices Mixed on Turbulent Week of Trading

Posted on March 14th, 2012

Weekly Wrap Up

Markets were basically unchanged week over week, with the Dow slightly down and the Nasdaq and SP 500 slightly up. The market experienced its biggest drop of the year so far on Tuesday, after Chinese officials revised their growth target downwards and investor anxiety over the Greek debt deal continued. As the week progressed, however, several indicators of a more optimistic outlook made themselves known; the Greek bond swap appeared to be progressing smoothly, for instance. Job creation also increased month over month in February, though jobless claims were slightly up for the week. In the end, the pessimistic and optimistic factors concluded with a was for week over week change in the markets. More Market News

Economic News

Greece Deal Triggers $3B in Default Swaps: ISDAGreeces use of collective action clauses forcing investors to take losses under its debt restructuring triggers payouts on $3 billion of default insurance, the International Swaps Derivatives Association said. Read full article…

Tags: Week, Week Trading
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Major Indices Up for the First Week of the Year.

Posted on January 12th, 2012

Weekly Wrap Up

Markets began the week with a rally, as positive economic data about the manufacturing and construction sectors of the economy were released on Monday. Though Germany managed to get a lower rate for its debt during its auction on Tuesday, markets ended flat for the day. Markets continued to be flat or mixed for the rest of the week, with the week overall ending up.

Both Amazon and Barnes Noble saw tremendous sales of their ebook and tablet products during the holiday seasons. The former has admitted that they sold at minimum four million Kindles during December, and Barnes Nobles Nook sales did so well that they are considering spinning off the division into its own independent company. More Market News

Economic News

US jobless rate falls to three-year low as 200,000 Americans find jobs Companies hired 212,000 workers in December, which helped drive the unemployment rate down to 8.5pc from a revised 8.7pc in November, according to the Bureau of Labor.

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Tags: Week, Week Year
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Markets Achieve Moderate Gains on Week (YHOO, AMZN)

Posted on October 11th, 2011

Weekly Wrap Up

Another topsy-turvy week ends with markets recording moderate gains for the time span, as mixed economic news continue to cloud future sentiment. European nations are still working to curb the Greece debt crisis, but the troubled country publicly admitted they would not be able to meet debt targets agreed upon, which send stocks downward. Encouraging economic news helped domestic notions, though, as manufacturing came in much better than expected for September. The real estate industry continues to struggle, though, as mortgage rates keep falling lower.In corporate news, Amazon reached a deal with the state of Tennessee that will reduce their tax obligations in exchange for doing business in the state. More rumors surfaced Microsoft is interested in merging with Yahoo . The biggest newsmaker, though, was the passing of Apple found and visionary Steve Jobs.

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Tags: Moderate Gains, Week
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Mortgage Rates a Bright Spot in a Wild Financial Week

Posted on May 8th, 2010

Almost lost last week in the drama of the Dow’s 1,000-point dive and riots over financial instability in Greece was this nugget of good news: 30-year mortgage rates dropped to their lowest level since March.

According to mortgage finance company Freddie Mac, 30-year conventional mortgages averaged 5.00% last week, down from 5.06% the previous week. Some historical perspective helps to illustrate how extraordinarily low 5.00% mortgage rates are — and how unlikely they are to continue.

Mortgage rates have been around 5% since the beginning of 2009, so that level might almost begin to seem normal. However, in over 35-years of mortgage history prior to 2009, 30-year mortgage rates had never dipped below 5.23%. In fact, mortgage rates below 6% have been uncommon historically. Prio

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Tags: Mortgage Rates, Week
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Three Banks and Two Credit Unions Failed This Week

Posted on September 29th, 2009

Three banks failed today. It has been three weeks since there has been 3 or more bank failures on a Friday. All 3 banks were relatively small. One had around $500 million in assets. The other two were tiny with well under $100 million in assets. Total cost to the Deposit Insurance Fund was just under $300 million which is fairly small compared to the losses in previous weeks. Some had speculated that the FDIC may have slowed the closures until the assessment money from the banks start coming in to replenish the DIF.

All of the three closures today were typical. The FDIC was able to find buyers for all three, and the buyers agreed to assume all deposits, even those above the FDIC limit. The main concern for depositors will be if the acquiring banks decide to cut rates on the existing CDs.

The Huntington National Bank assumed all deposits of Warren Bank in Michigan.

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Tags: Three Banks, Week
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